Management Team

Proficio Bank employs a dedicated team of banking and loan service professionals.  We take great pride in knowing that we have the right individuals in the right place. To learn more about careers in the bankcard and funding industry, click this website.


Patrick P. Barlow
Vice President Relocation Credit Manager


Patrick has more than twenty eight years of experience and knowledge of local and national markets, making him an expert in underwriting and managing large commercial loan portfolio accounts. As Vice President Relocation Credit Manager for Proficio Bank, he understands the unique financing needs within the corporate and government relocation sectors. Mr. Barlow oversees the bank’s relocation underwriting, loan documentation, compliance and portfolio management. Patrick is committed to providing the individual attention necessary to help third party relocation companies, corporate clients and suppliers/vendors meet their financial goals.  Mr. Barlow is a graduate of the Pacific Coast Banking School and member of the Salt Lake City Chamber of Commerce and the Worldwide Employee Relocation Council (ERC).  Patrick received his bachelor’s degree in finance from the University of Utah.