Certain statements on this Website constitute “forward-looking statements.” All statements that address expectations or projections about the future, including statements about product or service offerings, hiring plans, market position, and expected financial results, are forward-looking statements.

Any statements contained herein that are not statements of historical fact may be deemed to be forward-looking statements. These statements are not guarantees of future performance and involve a number of risks, uncertainties, and assumptions. Accordingly, actual results or performance of NHB Holdings, Inc. and or Proficio Bank (the “Company”) may differ significantly, positively or negatively, from forward-looking statements made herein.

Unanticipated events and circumstances are likely to occur.

The Company undertakes no obligation to update any forward-looking statements. No representation or warranty, expressed or implied, is made by the Company as to the accuracy or completeness of the information contained herein.