Certain statements on this Website constitute “forward-looking statements.” All statements that address expectations or projections about the future, including statements about product or service offerings, hiring plans, market position, and expected financial results, are forward-looking statements.

Any statements contained herein that are not statements of historical fact may be deemed to be forward-looking statements. These statements are not guarantees of future performance and involve a number of risks, uncertainties, and assumptions. Accordingly, actual results or performance of NHB Holdings, Inc., Proficio Bank and or Proficio Mortgage (the “Company”) may differ significantly, positively or negatively, from forward-looking statements made herein.

Unanticipated events and circumstances are likely to occur.

The Company undertakes no obligation to update any forward-looking statements. No representation or warranty, expressed or implied, is made by the Company as to the accuracy or completeness of the information contained herein.