ProficioBank Board

Board of Directors of Proficio Bank

Al Mansell – Chairman of the Board of Directors Proficio Bank

Al Mansell’s (Al) is currently serving as the Chairman of the Board of Directors of Proficio Bank. Mr. Mansell is an expert in the national real estate industry, an industry that is important to the Company’s strategy. Mr. Mansell served as a Utah State Senator from 1994 until 2006. He served as chairman of several committees and in a number of leadership roles including President of the Senate from 2000 thourgh 2004. Mr. Mansell served as the 2005 President of the National Association of Realtors© (NAR). Mr. Mansell as been a NAR National Director since 1985 and served on the seven person Leadership Team for 7 Years. NAR is the nation’s largest professional association representing over 1.25 million members who are involved in all aspects of the real estate industry. Mr. Mansell has been a Realtor® since 1969. Earlier in his professional career, he founded and successfully grew Mansell and Associates Realtors into one of the largest and most successful real estate companies in Utah servicing both residential and commercial clients. Concurrent to this role, he help built a mortgage company and a home warranty company. Mr. Mansell sold all three companies in 2001. Mr. Mansell then became the Chief Executive Officer of Coldwell Banker Residential Brokerage, a position he held until becoming NAR president. He was a founding member of Realty Alliance, the nation’s largest real estate alliance. Mr. Mansell has been active in the community serving on a number of boards such as the Board of Trustees for Intermountain Health Care, the President of the Sandy Rotary Club, the Executive Committee for the Economic Development Corporation of Utah, the Olympic Organizing Committee for the 2002 Salt Lake City Olympics, and is currently the Chairman Ameritus of the Utah State Sports Commission. He also serving as a member of Nuroworx Board of Directors. Senator Mansell is a native of Utah and attended the University of Utah.

 

Brad Hardy – Board Member

Brad Hardy’s (Brad) role is as a member of the Board of Directors of Proficio Bank. Mr. Hardy was the CEO of the Bank during the organizational stage and through the first four years of operations. Mr. Hardy has over 30 years of broad and diverse experience in the banking, mortgage and bank-related industries. Brad currently is practicing law with B Hardy Law LLC where he is engaged in a general corporate and banking practice. Mr. Hardy has held roles including Chief Financial Officer and General Counsel at First Security Corporation, a $22 billion bank holding company headquartered in Salt Lake City (1995-2000). First Security Corporation, prior to its acquisition by Wells Fargo in 2000, was the second largest independent bank holding company in the West. First Security operated almost 4000 banking centers in 7 states. First Security operated 150 residential mortgage and construction lending offices in 26 states through CrossLand Mortgage, First Security Bank and First Security Leasing. During the merger of First Security and Wells Fargo Mr. Hardy held a leadership role as co-chair of the integration of that merger as well as other responsibilities (2000-2005). Earlier in his career, Mr. Hardy was in private practice at Ray, Quinney & Nebeker, a corporate law firm, specializing in bank regulation, mergers and acquisitions, and corporate governance (1978-1995). Mr. Hardy received a BS in business management (1974), MBA (1975) and JD (1978) from the University of Utah.

 

Richard D. Holley - Board Member

Richard D. Holley is the President and Chief Executive Officer of Proficio Bank.  Mr. Holley has extensive experience in the financial services industry in both senior executive leadership and consultative roles. Most recently, Mr. Holley was President and Chief Operating Officer of UnitedHealth Group’s Exante Bank, a multi-billion dollar processor of healthcare transactions and a national leader in health savings account administration.  Prior to joining UnitedHealth Group, Mr. Holley was the Chief Financial Officer of BMW Bank of North America and served on BMW’s Global Banking Board inMunich,Germany.  BMW Bank is a multi-billion dollar financial institution serving BMW customers in North andSouth America. His service on BMW’s Global Banking Board brought him experience establishing banking and other financial services entities in numerous countries around the globe.  Previously, Mr. Holley was a founder and Chief Financial Officer of Cendant’s Wright Express Financial Services which became one of the most profitable banks in the nation.  Mr. Holley started his career with Deloitte & Touche as a financial institution specialist serving such clients as First Security Corporation, U.S. Bank, Ginny Mae, and the United States Department of Justice on bank fraud issues.  He later joined First Security Corporation as Vice President Internal Audit.  Mr. Holley is very active in the community and is a member of the Board of Directors of Arco Packaging and Junior Achievement of Utah.  He received Masters Degrees in both Business Administration and Accountancy as well as BS in Accountancy fromBrighamYoungUniversity.

 

Tim Howells – Board Member

Tim Howells is a 1968 graduate of the University of Utah with a degree in history. Following graduation Tim joined Howells, Inc., a family-owned paint and wallcovering business headquartered in Salt Lake City, Utah. During his time there the company expanded its operations into other states and product lines. In 1982 Tim left the company to pursue private business ventures, including investments and commercial real estate.

In 1989 Tim was hired as the General Manager of the Utah Jazz of the NBA. During his eleven year tenure he was responsible for overseeing the operations of the franchise, serving on the NBA board of governors during his entire tenure. He also directed the operation of the organization’s IHL hockey and WNBA franchises, serving on the board of governors of each respective league. At the end of 1999 Tim left the Jazz to pursue other business ventures, including almost four years as President and CEO of Sahara, Inc., a design build general contracting company.

Always an active member of the community, Tim has directed and served on boards of several non-profit, civic and business organizations as well as industry associations. Tim currently serves on the board of The Sandy Club for Boys and Girls and is Executive Director of The First Tee of Utah, a chapter he was responsible for founding.

Tim and his wife Patty are the parents of four children and thirteen grandchildren and are active members of their church.

 

Jeffrey Johnson – Board Member

Jeff is an external member of the Board of Directors of NHB Holdings, Inc. and Proficio Bank joining the Boards in August, 2008. Mr. Johnson has over 30 years of executive experience in the financial services industry. He is currently the CEO of a private-equity backed marketing and information services business serving the consumer credit information sector. Jeff was recruited by the founder to strategically reposition the firm and significantly expand its franchise. He enhanced the corporate governance structure, financial reporting processes and internal control procedures to bring the company into full compliance with Sarbanes-Oxley regulations and also led the company through a successful IPO, listing the company’s stock on NASDAQ. Previously, he served as the founding President and CEO of GMAC Bank, a new commercial banking business created to provide captive banking services to various GM affiliates, including their large and rapidly growing residential mortgage operations. Jeff also served for 10 years as the President & CEO of the Prudential Bank and Trust, a wholly-owned subsidiary of The Prudential Insurance Company. Earlier in his career, he held executive positions with Equifax, Bank of America and Citicorp. Jeff is a graduate of the Arizona State University, from which he received his Bachelor of Science in Finance as well as his MBA in Finance and International Economics.

 

Bill Sutton – Board Member

Mr. Sutton is a seasoned banker now residing in North Georgia. During his career Mr. Sutton held executive positions in a number of banks in Florida and Georgia. Most recently until 2007 he served as CEO of Seasons Bank in Blairsville, Georgia. In 1996 Mr. Sutton was the Republican nominee for U.S. Congress in Florida District 2, the largest congressional district east of the Mississippi. In 1989 Mr. Sutton was appointed as Florida’s Secretary of Commerce. As Secretary, Mr. Sutton led a staff of approximately 300 individuals with a budget in excess of $300 million with offices in Japan, Korea, Great Britain, Canada, Germany, and Brazil. He promoted Florida’s foreign trade, tourism, professional sports, motion picture industry activity, as well as the state’s seaports and airports. Prior to this appointment, he served as the president of the Florida Bankers’ Association, a trade group of then approximately 635 member banks. He also served as Media Spokesman for the American Bankers Association and was involved in TV, radio, and print activities in major cities across the nation. Before this assignment Mr. Sutton was appointed by the Secretary of Defense to head Florida’s Employer Support of the Guard and Reserve, a position with a three-star protocol rank and seven-year assignment including those to NATO headquarters in Brussels, operations in Germany and other U.S. bases. His other activities have included the Chamber of Commerce, the Advisory Board of Florida State University College of Business, and the Tallahassee Symphony. Mr. Sutton, who attended the University of Miami on athletic scholarship, received his BBA degree in 1961, then attended Stetson College of Law and Indiana University for graduate work.